methods to keep in mind when to buy a house

Some of the most important steps that we give in our lives are the purchase of our house. It is usually the investment but important that we carry out, and has an impact non single personnel but also in our family, and in our daily tasks. 

For this reason we want to offer him our advice so that it can clarify all their doubts regarding the administration that should carry out for the purchase of a property. In this guide for the buyer of real estate, he/she will find what wants to know to buy and to finance their new residence.  

As knowing if I am clever to buy a housing? 

Should keep in mind some points, as being: is my entrance source stable?, My credit record this in order?, hey contracted other debts?, do I have money to carry out the delivery?, do I have money for the administrative expenses?, and also, do I have an extra money to confront any emergency situation?, if I want to carry out modifications in the housing, story with the money to carry out it?, am I willing to modify my lifestyle if it was necessary?

Better to buy that to produce 

It is always better to invest in an own housing that to carry out rent expenses. The purchase of a housing is TOTALLY An INVESTMENT, long term, but "ALREADY" it is constituted like part of its patrimony. Many people spend decades spending money in rents that will never return to their pocket. If you think to future, it will look for the way to be able to carry out some adjustments in their life, to be able to consent to an own housing, and this way to be avoided the constant rent increases and will also be able to toast to their family bigger stability. 

The financing 

Once made the decision of the purchase of a housing, should go to be informed of the hypothecary credits, to check as much as it will be the I mount the one that can consent, and to corroborate which is the mortgage type that it is adjusted but to their economic situation, keeping in mind all the expenses pre and post sale.  

The documentation that should take for the analysis of hypothecary credit is: liberate debt, salary receipts, it counts bank and state of bill more recent, current mortgage if had it, and I title of property that can serve as guarantee to increase the I mount of the loan. 

Factors to keep in mind for the purchase 

Many factors that influence in the price of a property exist. Among them we find the dimensions, the height concerning the street and the orientation. The elements of the structure, the finishes, the isolation and the facilities. What influences even more it is the number of rooms, completed bathrooms, the kitchen furniture and the facilities that can have the housing (of heating).